Captain Terry has spent his entire life fishing in the Outer Banks, NC. He has spent many hours fishing offshore and in the area’s surrounding inlets, sounds, bays, tidal creeks and marshy grasses. What started as a young boy’s hobby quickly turned into a passion for fishing and a professional career.

Captain Terry Payne

Captain Terry is a USCG licensed Captain and full time fishing guide offering inshore charter fishing trips year round.

He has over 35 years experience in Outer Banks inshore fishing. He doesn’t wait for fish to come to him; he takes you to the fish. Fishing charters available throughout Northeastern North Carolina and Southeastern Virginia. Each fishing charter is customized depending on weather and season. Captain Terry is first aid certified and safety conscientious. Whether you are a seasoned fisherman or beginner, you are sure to enjoy time spent fishing with Captain Terry and his blend of fun, humor and professional knowledge.

Fully licensed and Insured